Do I really not need a credit score?

Correct. Your FICO score is not part of our approval process.

What about foreclosure?

You're good to go if it’s been over 5 years.

What if I had a bankruptcy?

You’re eligible as long as it’s been more than 2 years.

Is there a down payment?

Good news — you can go solar with zero down payment, guaranteed!

Do you check credit at all?

We only run a soft credit check to verify identity and confirm you haven’t had a recent bankruptcy or foreclosure. This doesn’t affect your credit score.

What documents do I need?

We ask for proof of homeownership, like a tax bill, deed of trust, or a recent mortgage statement. ​

What if I have late payments on my bills?

No problem! As long as your utility bill is not more than 90 days past due, you're still eligible.